Earn $100 Today!***
If you received a promotional offer, bring your mailer into any of our convenient locations. Add direct deposit, home banking, VISA debit card and eStatements to your Free Checking Account and receive $100 for opening a Free Checking Account. To learn more about our Free Checking, click the No Fee Guarantee button to your right. You may also open your account online. Just click on the Online Account Opening button to your right and begin your journey to Free Checking now! To redeem the $100 deposit you must bring your flyer in to any JSC FCU branch location or enter the promo code online. Click here to see a list of our branch locations.
Save Money on Your Loans Today!
Easy as 1, 2, 3...
JSC has great rates and flexible terms to help you get the loan to fit your life.
- Just click the Apply for a Loan button to your right.
- Fill out and submit the short Loan questionnaire.
- A loan officer will be in contact with you shortly.
You may also call us at 281.488.7070 for the status of your loan application.
It’s all at your Fingertips
Open an Account or Apply for a Loan. You may also explore www.jscfcu.org to learn more about our low cost loans, Free Checking, and Savings Products.
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*APR = Annual Percentage Rate, based upon credit qualifications. Rate and term subject to change without notice. Loan rates are accurate as of 03/12/2015. Auto Loan rates range from 1.99% APR to 11.74% APR. A fixed-rate loan for $20,000 based upon 1.99% APR paid over 60 months would have 60 monthly payments of $350.49. Motorcycle, Boat, and RV Loan rates range from 2.99% APR to 16.40% APR. A fixed-rate loan for $20,000 based upon a 2.99% APR paid over 24 months would have 24 monthly payments of $859.55. Home Equity Loan rates range from 4.00% APR to 5.40% APR. All JSC FCU financed vehicle loans may be refinanced after 1 year and will be assessed a 1% fee off the total amount financed. Motorcycle, Boat, and RV Loan rates range from 2.99% APR to 16.40% APR. A fixed-rate loan for $20,000 based upon a 2.99% APR paid over 24 months would have 24 monthly payments of $859.55. Home Equity Loan rates range from 4.00% APR to 5.40% APR. Signature Loan rates range from 8.75% APR to 14.75% APR. A fixed-rate loan for $15,000 based upon a 8.75% APR paid over 60 months would have 60 monthly payments of $309.62. Visa Platinum Credit Card rates can range from 6.90%APR to 14.90% APR based on credit qualifications. Visa Platinum Credit Card rates and terms are accurate as of 06/06/2013 and are subject to change. Foreign transaction, returned payment, statement copy and rush fees may apply. Please reference the Visa Platinum Credit Card disclosure section on the JSC FCU Platinum Credit Card Application for complete card details. Please see a JSC FCU representative for full details. ** "Cash Back” is considered interest and may be reported to the IRS FORM 1099-INT. Please consult your tax advisor on any legal, tax, or financial issues related to the cash back or personal matters. To qualify for the $100 cash back, the refinance amount must be at least $10,000. Allow up to two business weeks for the $100 cash back to be applied. This offer does not apply to existing JSC FCU auto loans. *** Membership is established by opening a Regular Savings Account with a minimum $5 deposit. Eligibility depends on where you live, work, worship or attend school in the Houston Bay Area. You may join JSC FCU if you are an employee or member of one of the 2,000+ companies, organizations, churches, homeowners associations, or areas of community service in our field of membership. You may also be eligible to join if you are the immediate family member or live in the same household as a current JSC FCU member. To redeem the $100 deposit you must bring this flyer in to any JSC FCU branch location or by entering the promo code online. To qualify for the $100 deposit, you must be a JSC FCU member or become a member (by opening a Savings Account with a minimum $5 deposit) of JSC FCU, and open a new Checking Account with Direct Deposit, VISA Debit Card, Home Banking and eStatements. Existing Checking Accounts, Secondary Checking Accounts or Secondary Money Market Accounts are not eligible to receive the $100 incentive. A minimum deposit of $25 is required to open a Checking Account. For new members, you must open the Checking Account at the same time you join JSC FCU. The $100 will be deposited after the 1st direct deposit into the Checking Account. The direct deposit must be completed within 60 days of the account opening. Allow up to three weeks after the 1st direct deposit for the incentive to be applied. APY is Annual Percentage Yield. Share Drafts are compounded and paid monthly. The APY, effective as of 03/12/2015, for interest bearing checking accounts is 0.05%. The APY, effective as of 03/12/2015, for interest bearing savings accounts is 0.25%. Interest rates are variable and may change. Minimum balance of $750 is required to earn 0.05% on interest bearing checking accounts. Fees may reduce earnings on the account. “Bonus” is considered interest and may be reported on IRS Form 1099-INT. Please consult your tax advisor on any legal, tax, or financial issues related to your bonus or personal matters.